RevFin Product & Lending Stack
Led end-to-end Product strategy and engineered an in-house credit decisioning engine. Disbursed $50M+ in loans and cut third-party integration overhead by $5M+.
I am Prashant Nagar, a Technology & Product Consultant and Fractional CTO for early-stage startups. Based in India, I help founders bootstrap capital-efficient lending engines, build engineering teams, implement compliance, and scale D2C brands like Asian Trooper.
I am a Technology & Product Consultant and Fractional CTO with 11+ years of experience specialized in guiding early-stage startups through their zero-to-one engineering journey. I bridge the gap between high-level business strategy, secure coding practices, and regulatory compliance.
As a founding member of RevFin, I managed end-to-end Product strategy and built their entire Technology Stack from scratch, hiring and leading the engineering team. I designed and launched an automated digital credit decisioning engine that has successfully disbursed $50M+ worth of loans. By building this in-house stack—powered by psychometric profiling and fraud analytics—we saved over $5M+ by bypassing traditional manual checks and costly third-party API dependencies.
My background combines this raw startup velocity with enterprise-grade security architecture from my tenure at HSBC, where I led high-throughput, compliant banking technology systems. Today, I translate this playbook to help early-stage founders launch secure, capital-efficient, and audit-ready products.
Led end-to-end Product strategy and engineered an in-house credit decisioning engine. Disbursed $50M+ in loans and cut third-party integration overhead by $5M+.
Founded Asian Trooper on the belief that fashion should be fun and accessible to everyone, designing clothing options for men and women to fit all body types and styles while scaling D2C logistics.
Led engineering initiatives for Leveraged Finance and regulatory risk tracking systems within global banking infrastructure, ensuring full audit readiness.
Developed custom credit risk scoring modules utilizing psychometric questionnaire arrays and external financial metrics in a unified automated path.
Partnering with early-stage founders to bootstrap, architect, and deploy capital-efficient software stacks, hire initial engineering teams, and launch.
Guiding product and technology setups through complex ISO 27001 certifications, regulatory compliance rules, and data protection structures.
Advising lifestyle and direct-to-consumer (D2C) founders on startup operations, online shop deployment, regional supply logistics, drawing from my experience scaling Asian Trooper.
Formulating objective roadmaps, translating business objectives into technical milestones, and overseeing end-to-end agile execution for seamless launches.
Have an idea, consulting project, or looking to scale a Fintech platform? Get in touch. I am based in India and consult globally.