Early-Stage Startup Consultant

Scaling tech and products from 0 to 1

I am Prashant Nagar, a Technology & Product Consultant and Fractional CTO for early-stage startups. Based in India, I help founders bootstrap capital-efficient lending engines, build engineering teams, implement compliance, and scale D2C brands like Asian Trooper.

Prashant Nagar portrait
Available

Your Strategic Tech Partner from Day Zero

I am a Technology & Product Consultant and Fractional CTO with 11+ years of experience specialized in guiding early-stage startups through their zero-to-one engineering journey. I bridge the gap between high-level business strategy, secure coding practices, and regulatory compliance.

As a founding member of RevFin, I managed end-to-end Product strategy and built their entire Technology Stack from scratch, hiring and leading the engineering team. I designed and launched an automated digital credit decisioning engine that has successfully disbursed $50M+ worth of loans. By building this in-house stack—powered by psychometric profiling and fraud analytics—we saved over $5M+ by bypassing traditional manual checks and costly third-party API dependencies.

My background combines this raw startup velocity with enterprise-grade security architecture from my tenure at HSBC, where I led high-throughput, compliant banking technology systems. Today, I translate this playbook to help early-stage founders launch secure, capital-efficient, and audit-ready products.

11+
Years Experience
$50M+
Loans Disbursed
$5M+
Integration Costs Saved

Core Strengths

FinTech & Domain Expertise

  • Digital Lending Engines
  • Risk & Credit Decisioning
  • Fraud Analysis Solutions
  • High-Risk Monitoring
  • Leveraged Finance

Startup Advisory & Scale

  • 0-to-1 Stack Bootstrapping
  • Fractional CTO Leadership
  • Capital-Efficient Engineering
  • Team Building & Hiring
  • Go-to-Market (GTM) Strategy

Security & Compliance

  • Cybersecurity
  • ISO 27001 Implementation
  • Regulatory Compliance
  • Data Protection
  • In-house Stack Building

Selected projects & business ventures

FinTech 0-to-1 Stack

RevFin Product & Lending Stack

Led end-to-end Product strategy and engineered an in-house credit decisioning engine. Disbursed $50M+ in loans and cut third-party integration overhead by $5M+.

Fashion E-Commerce

Asian Trooper

Founded Asian Trooper on the belief that fashion should be fun and accessible to everyone, designing clothing options for men and women to fit all body types and styles while scaling D2C logistics.

Enterprise Compliance

HSBC Risk Monitoring System

Led engineering initiatives for Leveraged Finance and regulatory risk tracking systems within global banking infrastructure, ensuring full audit readiness.

FinTech Fraud Analysis

Psychometric & Risk Profiling Nodes

Developed custom credit risk scoring modules utilizing psychometric questionnaire arrays and external financial metrics in a unified automated path.

How we can work together

Fractional CTO & Tech Advisory

Partnering with early-stage founders to bootstrap, architect, and deploy capital-efficient software stacks, hire initial engineering teams, and launch.

  • Secure, high-throughput lending engines
  • Custom credit decisioning logic
  • In-house stack design to save integration costs

Security & Compliance Audits

Guiding product and technology setups through complex ISO 27001 certifications, regulatory compliance rules, and data protection structures.

  • ISO 27001 readiness review
  • High-Risk monitoring architectures
  • Compliant cloud deployments

D2C Brand Venture Mentoring

Advising lifestyle and direct-to-consumer (D2C) founders on startup operations, online shop deployment, regional supply logistics, drawing from my experience scaling Asian Trooper.

  • Hobby-to-business roadmap setups
  • Supply chain & brand styling direction
  • D2C checkout/payments optimization

Product Strategy & Delivery

Formulating objective roadmaps, translating business objectives into technical milestones, and overseeing end-to-end agile execution for seamless launches.

  • Strategic roadmap mapping
  • Overseeing agile sprint deliveries
  • Cross-functional execution management

Start a conversation

Let's build secure products & bold brands.

Have an idea, consulting project, or looking to scale a Fintech platform? Get in touch. I am based in India and consult globally.

Location
India
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